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Primary and noncontributory means the named insured’s coverage with a primary noncontributory endorsement pays first and alone....

Compare the best COI tracking software including CertFocus by Vertikal RMS, MyCOI, Jones & Billy. Find the top COI platforms in 2025....

The named insured owns the policy, while additional insured extends coverage to the party added to the named insured’s policy....

A certificate of insurance proves active coverage exists. Learn COI requirements and how CertFocus by Vertikal RMS automates compliance....

The integration of CertFocus by Vertikal RMS and PreQual eliminates duplicate work. Track insurance and prequalifications simultaneously....

Introduction Running a business means managing risk every day-from client contracts and vendor relationships to professional advice and service delivery. One mistake, unexpected claim, or misunderstood contract term can expose your company to legal costs and payouts that could severely damage your bottom line. That’s why understanding indemnity, indemnification clauses, and how indemnity-related insurance works... Read more »...

Introduction Every business faces risks, whether you run a small shop or manage large-scale projects with multiple vendors. One slip, accidental damage to a client’s property, or an advertising dispute can lead to expensive claims or lawsuits. That’s why general liability insurance is the foundation of a solid risk management plan. In this guide, Vertikal... Read more »...

Introduction If you hire contractors, work with vendors, or lease commercial properties, you’ve probably encountered the term COI – short for Certificate of Insurance. But what does a COI mean, who needs one, and how can it protect your company from unexpected risks? This in-depth guide explains what a Certificate of Insurance is, who requires... Read more »...

Vertikal Introduces Instantaneous Reviews of COIs Experience the Quickest and Most Precise Reviews of Certificates of Insurance (COI) Available in the Market Validating supplier COIs is widely recognized as an inefficient process. It often feels like it takes an eternity to complete all the necessary steps, starting with requesting a supplier’s COI and concluding with... Read more »...